What dealers need to know to stay off the FTC’s radar - CBT News
The FTC is intensifying enforcement of the CARS Rule, targeting deceptive advertising, undisclosed add-on products, and discriminatory pricing. Dealers must review compliance programs immediately.
Aforeworn detected this change in the Auto Dealer F&I Compliance space on July 6, 2026 and published this briefing so affected operators are forewarned rather than caught off guard. It is rated High urgency. All auto dealers (franchise, independent, BHPH) and F&I managers should confirm how it applies to their specific situation before acting. There is a time constraint attached: Within 30 days. Acting after that point can mean penalties, a lapsed licence, or lost eligibility — exactly the kind of surprise Aforeworn exists to prevent. Aforeworn monitors Auto Dealer F&I Compliance continuously and turns every detected change into a plain-English briefing like this one, so you always know first. Forewarned is forearmed.
What changed
FTC is increasing scrutiny of dealer compliance with the CARS Rule, especially regarding add-on products, advertising, and financing disclosures.
Who it affects
All auto dealers (franchise, independent, BHPH) and F&I managers
What you must do
Conduct a compliance audit of advertising, F&I product disclosures, and financing practices to ensure alignment with FTC requirements.
Deadline
Within 30 days
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